South Florida Hard Money Lending

Private Money Home Equity Loans

Home Equity Financing Florida

Fill out the form or call:

(561) 953-5050

Fill out the form below or call:
(561) 953-5050

We’ve been lending for over 25 years.

Quick FREE Quote

Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST.No credit check, no income verification. All we care about is THE DEAL. We want you to make money because if you make money, we make money.

GET THE CASH YOU NEED TODAY

Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL. We want you to make money because if you make money, we make money.

GET THE CASH YOU NEED TODAY

Terms

  • Where we lend: South Florida, (Miami, Broward, Palm Beach County)
  • Loan Amounts: $500K to $5 Million
  • Prepayment Penalty: None
  • Time for approval and funding: Can be as little as 3 days depending on title company
  • Lender Fees: 1.5% – 2.5%
  • Loan Term: 12 months, maybe more if approved
  • Types of Private Loans: 65% LTV
We are a private equity-based lending company.

Recent Closings

Hard Money Lending Luxury Homes
giving a path to property real estate

What We Care About

Down Payment / Equity

Cash Reserves / Overall Financial Strength

Exit Strategy / Experience in Real Estate

eric platero house flip home flip money loans

About Eric

Eric has been in the real estate business over 30 years. He started as a builder/ contractor, has owned multiple successful companies simultaneously doing hard money lending on the side. 

He came out on top through 2008’s market crash because he knows how to make smart and informed financial decisions. Eric’s way of looking at business, outside of the box, has not only made him a very successful man but has also paved the way for many real estate investors to do the same. 

Testimonials

I worked with Eric Platero and his group to fund a must have flip deal for me. After searching multiple hard money lenders and being rejected by my own personal bank of 20 years, I was referred to Eric by a realtor friend and in less than 3 days the deal was funded. It is hard to find a lender that understands your success, is also their success. Eric and his group make that a paramount principal when it comes to loans. An absolute pleasure to work with.
Denise Sink
West Palm Beach, FL
I met Eric about ten years ago in a chance meeting. In the last ten years I have done multiple deals with EPF, and each time I swear the process gets easier, and even more enjoyable. True professionals in shark filled waters.
Janice Grinhold
Boca Raton, FL
Hard Money can be very easy... working with EPF. I had overlooked a few items doing my first deal, and the team at EPF not only helped me with my funding for my deal, but were able to steer me in the right direction with a few other professionals in the real estate market that helped turn my barely profitable deal into a winner. So nice to work with people who value their clients the way EPF does. Thank you so much!
Mike Miner
Broward County, FL

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